Life-cycle investing and leverage

buying stock on margin can reduce retirement risk by Ian Ayres

Published by National Bureau of Economic Research in Cambridge, MA .
Written in

Edition Notes

StatementIan Ayres, Barry J. Nalebuff.
SeriesNBER working paper series -- working paper 14094, Working paper series (National Bureau of Economic Research : Online) -- working paper no. 14094.
ContributionsNalebuff, Barry, 1958-, National Bureau of Economic Research.
LC ClassificationsHB1
The Physical Object
FormatElectronic resource
ID Numbers
Open LibraryOL17088253M
LC Control Number2008610918

About the Book

"Life-cycle Investing and Leverage" is a groundbreaking book written by Ian Ayres and published in 2008. The book explores the concept of buying stocks on margin to reduce retirement risk. This electronic resource provides valuable insights and strategies for investors looking to optimize their investment portfolio.

The Power of Life-cycle Investing

Life-cycle investing is a strategy that aligns an individual's investment decisions with their specific life goals and financial circumstances. By understanding the stages of life and the corresponding investment needs, investors can make informed decisions to maximize their returns while minimizing risk.

By leveraging margin, which allows you to borrow money to invest, investors can amplify their potential returns. However, it is essential to understand the risks involved and use leverage judiciously. "Life-cycle Investing and Leverage" offers detailed guidance on how to effectively incorporate leverage into your investment strategy.

Reducing Retirement Risk

Retirement planning is a crucial aspect of life-cycle investing. The book emphasizes the importance of managing risk during retirement and provides strategies to ensure a secure financial future. By properly utilizing leverage, investors can potentially increase their retirement savings, creating a safety net for their post-retirement years.

The Convenience of Electronic Format

This book is available in electronic format, making it easily accessible to readers worldwide. As an electronic resource, you can download "Life-cycle Investing and Leverage" in various formats such as PDF, EPUB, MOBI, and TXT. This convenience allows you to read the book on your preferred device, whether it's a smartphone, tablet, or e-reader.

The ability to download the book for free further enhances its accessibility, enabling readers to access valuable information without any financial barriers. Additionally, the option to read this book online provides instant access to the content, making it convenient for investors who want immediate insights.


"Life-cycle Investing and Leverage" by Ian Ayres is an essential resource for individuals looking to optimize their investment strategies and reduce retirement risk. By understanding the power of life-cycle investing and leveraging margin, investors can make informed decisions to secure their financial future. Whether you choose to download the book in various formats or read it online, the valuable insights from this book will help you make smarter investment choices.